One of the toughest financial planning challenges is to ensure that retirees’ post-retirement income is sustainable over the full period of retirement. Added to this is the scarcity of capital available for the task as most South Africans do not save enough during their working life to comfortably sustain their living standard through retirement. This article focuses on the key risks facing retirees, considers the current state of the retirement income market and proposes three strategies to help manage these challenges. Read more
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