The knowledge that the only certainties are death and taxes has existed almost since time immemorial. Both are fundamental parts of life and the best way to plan for them is by creating a comprehensive estate plan that includes your last will and testament. Without such a plan, a significant part of the work you’ve done throughout your life – both at your job and with your investments – can be lost or fall to unintended beneficiaries. Regardless of how much you have, it is important to understand the basics of estate planning so that your family is provided for, and your financial as well as your philanthropic goals are met, even after you’re gone.